If you’ve received notice a of driver’s license suspension, you’re not alone. Many people lose their driving privileges for both minor and major offenses. At the Law Office of Mike Campbell, we understand people make mistakes, which is why we’re dedicated to working with clients who are looking to have their driving privileges restored.
If your driver’s license has been suspended or revoked for a period of five or ten years, you have the right to petition the court to reinstate it. Depending on your circumstances, there are different ways to go about this.
It’s an unfortunate fact that many of us will be in at least one car accident sometime during our lives. Car accidents can be traumatic experiences, and it’s important to understand that a majority of the collisions can be avoided.
Most car accidents result from negligent actions from one or more drivers. Distracted and impaired driving are at the top of the list for reasons why these events happen. Just in 2014, 47,977 individuals were injured in Missouri car accidents and 766 people died.
In order to prevent the wrongful loss of future lives, there are steps we can all take to improve automobile safety in Missouri. The University of Missouri promotes a Drive Safe, Drive Smart campaign to encourage drivers of all ages to stay alert and follow the laws when behind the wheel. Let’s take a look at the five easiest ways to improve road safety for ourselves and others.
1) Wear Your Seatbelt
When a vehicle is involved in a collision, the driver and any passengers inside are still traveling at the vehicle’s original speed at the moment of impact. If someone is not wearing their seatbelt, they risk the potential of slamming into the steering wheel, windshield, or other passengers. While some people may think seatbelts are uncomfortable or unnecessary, they save lives.
It’s understandable to be confused and angry if you’re the victim in a hit-and-run accident. Car accidents by nature are traumatic experiences; however, if the guilty party decides to vanish and further neglect their responsibilities, it can make the experience much worse.
According to AAA, there are over 700,000 hit-and-run auto collisions every year. As a result, thousands of individuals are injured or lose their lives. In the event of a hit-and-run accident, as a victim, you may be wondering what your next steps are. While the process is a little different than it is when a typical accident has occurred, there is a process in place that will allow you the opportunity to hopefully find the guilty party.
In Missouri, individuals injured through the negligence or recklessness of others in a personal injury case have the ability to seek compensation for both “tangible damages” and “intangible damages.” “Economic” or “tangible damages” are those things that can be calculated or identified, such as lost wages, lost earning capacity, past medical expenses, and future medical expenses.
We have provided two posts to explain the difference between both types of damages. This is part one of two. For more on “intangible damages” or “non-economic damages” please watch for our post next week.
First off, what are damages? Damages are something an injured person receives, through a settlement or jury verdict, to compensate them for the harms they suffered a result of that injury. In the American civil justice system, we use money to compensate people as damages. Below are the types of “economic” or “tangible damages” you can receive monetary compensation for in a Missouri personal injury case.
You’ve just been in a car accident and your thoughts are going a mile a minute. You know you need to seek medical attention and talk to the other driver right away. You realize you’re experiencing some pain and think you might have injuries. You’re worried about medical bills and other financial burdens. Now you’re worried even more because you’ve just realized you may have partially caused the accident. What now?
Our Columbia, MO auto accident attorney is prepared to answer your questions. Keep reading to learn about Missouri’s car accident laws and how determining fault and receiving compensations works.
One of the major issues our clients have when they are involved in a car accident is that they have received medical treatment and bills are piling up, or they need additional medical treatment and cannot afford it on their own. There are a few options that people have when they find themselves in this situation. Please note that every situation is unique, so there is not a “one size fits all” approach.
Many people believe that the other side’s insurance company will pay their medical bills as they receive treatment. Unfortunately, that is typically not the case. For more information about why insurers typically won’t pay your medical bills as you treat, please see our blog where we discuss this issue at length. As a result of not having health insurance or having some insurance company pay your bills, you are left in a terrible financial decision while you’re trying to get better.
In these situations, though, our firm gets hard to work looking at a few things. First, we see if you have any medical payments (medpay) coverage available under your own automobile insurance that may cover past or future medical bills. If you have medpay coverage available, then we work with your insurance company to make sure that you get all of the insurance proceeds you are entitled to and have paid a premium for.
If you were injured in a car accident, you should know that most automobile insurance companies will not pay your medical bills while you treat. In other words, if you are currently treating for your injuries and are sending the other insurance company your bills, it’s rare for the other insurance company to pay your bills “as you go.”
Instead, what the other side’s insurance adjuster will want is a full and complete medical history from you (through a HIPAA Authorization), access to your private medical history (even for things completely unrelated to your injuries), and will want to obtain all of your medical bills before they agree to reimburse you and compensate you for any medical bills that you have sustained as a result of an injury from a car accident. Even if the other side’s insurance company agrees to eventually pay your medical bills, they will want to do so only when you are ready to settle your case completely. Oftentimes, this is not possible when you are receiving your medical treatment.
After a car accident, you’re probably thinking about what you need to do next. What you might not be thinking of, however, is what you should not be doing. You’ll want to avoid certain actions after a car accident in order to improve your recovery time, avoid implicating yourself, and get the best possible settlement.
1) Do Not Leave the Scene
Regardless of how minor the car wreck may be, it’s imperative you stay at the scene of the accident until you check on the other party involved, exchange the proper information, and report the event to law enforcement. If you do not do these things, you’re committing a crime and could be charged with a hit-and-run.
If you leave the scene of an auto accident you can be charged with a misdemeanor and a fine– depending on the outcome of the crash. You may also have to serve a sentence of jail time.
Underinsured Motorist Coverage (or “UIM”) is an optional coverage available for your personal automobile insurance that compensates you for personal injuries in a car accident when the at-fault driver’s insurance does not adequately cover your injuries. Unlike uninsured motorist coverage, drivers in Missouri are not required to have underinsured motorist coverage.
Under Missouri law, a Missouri driver must carry at least $25,000.00 in liability coverage to cover any bodily injuries that the driver may cause in a car accident. Since state law only requires $25,000.00 in liability coverage, many drivers do not elect to obtain additional coverage under their policies. As a result, many people who are seriously injured in a car wreck cannot recover the amount they need from the other driver’s insurance to cover their injuries. This is when underinsured motorist coverage comes into play.
Uninsured Motorist Coverage (or “UM”) is a required coverage available under your automobile insurance policy that covers your personal injuries in the instance that the other driver is at-fault and does not have insurance. Under Missouri’s motor vehicle financial responsibility law, all Missouri drivers are required to have at least $25,000 in liability coverage to cover any injuries they may cause in a car accident. Unfortunately, there are times when people allow their insurance to lapse or just outright do not carry automobile insurance.
However, Missouri law also requires that every automobile policy in the state has to have $25,000.00 in uninsured motorist benefits. As a result, even if you are injured through no fault of your own in a Missouri car accident and the other driver does not have insurance to cover your injuries, you still have coverage under your own insurance policy that will apply. In some cases, that will be the state minimum of $25,000.00. In other cases, there may be more coverage available if you purchased additional coverage for your policy. Although uninsured coverage is required, most people are advised to carry additional uninsured motorist coverage for these types of scenarios.
Mike and his staff did an incredible job with my personal injury case. Will be recommending to anyone I know that would find themselves in my circumstance.
14:55 03 Apr 18
Mike Campbell is an inspiration to trial lawyers. I've known Mike for 3 years and as a fellow plaintiffs' lawyer, I have been very impressed by Mike's integrity, honesty and skills as a trial lawyer. Mike is simply a decent, caring and compassionate person and someone I enjoy being around.If you get the chance to hire Mike Campbell, you can be rest assured that you've made an excellent choice.
21:03 22 Mar 18
Mike is an incredible attorney and very helpful. I definitely recommend! I had a great experience and am so thankful for his help.
19:34 06 Mar 18
Mike and his team are great lawyers who fight hard for their clients and obtain great results. I highly recommend them.
00:33 21 Feb 18
Mike is an excellent attorney and my referral source in the Columbia area. If you have the need for a criminal defense lawyer or if you’ve been injured in an accident, don yourself a favor and contact Mike.
22:27 11 Jan 18
I highly recommend Mike as an attorney. He is honest, trustworthy and responsive.
21:15 15 Sep 17
Knowledgeable, eager, dedicated, and friendly are a few words I'd use to describe the experience in working with Mike. Not only is he extremely good at what he does, but Mike is also personable and professional.
22:29 21 Mar 17
Helped me with My traffic case and did a great job. Felt like he really had my best interest in mind. 10/10 would call on Mike Campbell
00:41 22 Jun 16
Very professional. Fantastic at what he does. Will go the extra mile for you when a lot of lawyers won't. If I could rate over 5 stars I would.