If you’ve been in a car accident in Missouri, you might be wondering what your first course of action should be. It may seem unnecessary to contact the police if the crash seems fairly minor– especially if you’re not seriously injured. You should always call the police if a car accident happens and request that they make a report, however. Doing so is the best way to ensure everyone gets the medical care they need and that you’re protected legally.
You should never think about leaving the scene of an accident. You or the other driver can be cited for leaving the scene of an accident without notifying the police. Also, your own insurance company may have specific provisions that require you to make a police report. This is particularly true if the other driver fled the scene. If you have to make a claim with your own insurance through underinsurance, most policies require you to make a police report immediately! Additionally, one of the first things we are asked for by the other side’s insurance company is a copy of a police report.