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What is Medpay (Medical Payments Coverage)?

Published on Jun 21, 2018 at 11:48 am in Car Accidents.

Medical payments coverage or “medpay” is an optional coverage under your own personal automobile insurance. If you have medpay, then it will provide coverage for you and for any individuals injured in your car as a result of a car accident that is the fault of another party.

One of the first things we investigate when you retain our firm is whether your insurance policy has medical payments coverage.  You pay a monthly premium for this coverage and should use it to your benefit if you need help paying your medical bills after a car accident.  We typically see coverage limits for medpay range from $1,000 to $10,000, depending on the policy.  Your own insurance adjuster should inform you after a wreck that this coverage is available to you to help with your medical bills.  Unfortunately, many clients who are injured in car accidents are never told they have this coverage, even though they pay for it, and are stuck with massive medical bills.

Can I Go Back to Work After a Car Accident?

Published on Jun 15, 2018 at 1:02 pm in Car Accidents.

Going back to work sooner than you are ready can actually put you at a greater risk of re-injuring yourself or extending the time that it takes for your injury to heal.

The best tool for deciding when to return to work after a car accident is the treatment plan you receive from your doctor.  Your doctor will take into consideration your responsibilities at your job and will be able to determine when you are physically ready to handle them again.

In order for a personal injury claim to be successful, you need to have written medical documentation from your doctor that ties your injuries and symptoms to your car accident and shows a medical basis for your inability to immediately return to work.

What Do You Look at When Evaluating My Personal Injury Case?

Published on Jun 8, 2018 at 12:44 pm in Personal Injury.

Every attorney is different, and every attorney will look at different things when evaluating your personal injury case.  However, there are a few things that our firm looks at when evaluating a case to make sure it’s a good fit for us and for the potential client.  Besides making sure that we do not have a professional or personal conflict in a case, we take the following in consideration when evaluating a case:

  • Who is liable (or responsible) for the collision/accident? One of the first things we look at is the liability or responsibility of the parties in the accident. In the case of a car accident, if you are responsible for the crash, then chances are that you will need an insurance defense attorney to help you.  We do not defend insurance companies, so we will inform you of this in our evaluation.  If you were not at-fault or partially at-fault, then we will dig deeper into your case.  For example, in our post about how fault is determined in a car accident, we discussed how comparative fault works and how that might affect a potential car accident case.

Boone County, Missouri Courthouse Rules and Procedures

Published on May 24, 2018 at 3:10 pm in Case Info.

The Boone County Courthouse is located at 705 E. Walnut Street in downtown Columbia, Missouri. If you need to appear in court for whatever reason or are a client of our firm and need to make an appearance, we have compiled this blog to answer common questions we often receive at our firm.

In front of the Courthouse (pictured above), there are four columns which run along Walnut Street. Here are some other important things to know about the Courthouse:

  • Only attorneys and Court personnel are permitted to bring their cellphones into the Courthouse. If you are not an attorney and do not work at the Court, do not bring your cellphone into the Courthouse.  You will be asked to leave and return without it.  The bailiffs will not hold onto your phone for you.
  • There is a metal detector at the front entrance. You will be asked to empty all items and remove anything from your person that might set the metal detector off.  This is for your safety and the safety of others at the Courthouse.  Arrive early and expect a line.  Don’t bring a gun into the Courthouse.

What Should I Do if My Vehicle is Damaged in a Car Accident?

Published on May 11, 2018 at 1:42 pm in Car Accidents.

Consider this scenario: You’ve been involved in a car accident and your car was damaged by another vehicle. Now you’re getting the run-around from the insurance company.  You are not sure what to do and you don’t know if you’re getting a good deal.  This situation can be frustrating, upsetting, and can seem to drag on for days while you’re waiting for your car to fixed.  Below are some tips to consider when dealing with insurance adjustors when working out your property damage claim:

1) Check to see if you have collision coverage on your vehicle.

If so, then you can make a claim through your own insurance company and see what your insurance adjustor will offer you.  This was you can compare the quote you’re getting from the other insurance company against your own.  Your own insurance company may treat you better than the other driver’s insurance company.

What to Do After a Hit-and-Run Accident in Missouri

Published on Apr 27, 2018 at 3:08 pm in Car Accidents.

Hit-and-run accidents are traumatic experiences that are difficult to handle on your own. A car accident can affect you physically and emotionally. While you need to be focused on recovery, you’re probably worrying about medical expenses and missing work, not to mention catching the person who committed the hit-and-run.

An experienced Missouri car accident lawyer from the Law Office of Mike Campbell can help you get back on your feet. We’ll work with you to fight for the compensation you deserve. You can have peace of mind that someone is standing up for your rights.

What Questions Should I Ask a Missouri Car Accident Attorney?

Published on Apr 12, 2018 at 2:29 pm in Car Accidents.

When you meet with a car accident attorney for the first time, you are interviewing the attorney to handle your case and in many instances, the attorney is also interviewing you. As a result, the attorney will hopefully ask you numerous questions about you, your case, and what goals you have for your case. In return, it’s important for you to make sure that you are hiring the right attorney for your case. How do you know you are? By asking the right questions.

Below are some good questions you can ask your car accident attorney during your consult with them:

What areas of law do you practice?

If the attorney you are interviewing has a lot of practice areas, then the attorney may be a very capable and very smart attorney who has knowledge about many areas of the law.  However, it might also be that the attorney dabbles in a variety of practice areas without focusing exclusively on one or two.  You should know if the attorney practices personal injury law regularly and what kinds of cases they take on.

What Paperwork Do I Need to Sign for My Car Accident Case?

Published on Apr 5, 2018 at 12:38 pm in Personal Injury.

If you decide to hire our firm to handle your car accident case, premises liability case, or other personal injury case, then we will need for your to sign a few documents for our firm to begin work on your case.  Some of these forms may be optional, and some of them are necessary, depending on what we need to investigate in your case.

The first form we have all clients sign is a “HIPAA Authorization”.  Pursuant to the Health Insurance Portability and Accountability Act, all health care providers must abide by privacy standards set by Federal Law in order to protect patients’ private health information (which includes, but is not limited to, medical records, x-rays, diagnostic reports, etc…).  As a result of these heightened privacy standards, your medical providers cannot release your private health insurance information to our office unless you sign an authorization or release allowing them to do so.  Our HIPAA Authorizations are very basic and you will only need to sign one.

What’s the Most Dangerous Interstate in Missouri?

Published on Mar 27, 2018 at 3:10 pm in Car Accidents.

2016 was the deadliest year on U.S. highways and roads since 2007. Almost 40,000 people lost their lives in car accidents in 2016.

That raises an interesting question—Where do most fatalities occur? On average, more accident fatalities happen on interstates, highways, and urban/city streets than in rural areas. This makes sense when you consider the fact that city areas and highways usually see far more traffic. City streets also see foot and bicycle traffic which can add to the potential for collisions.

How Are Our Personal Injury Fees Calculated?

Published on Mar 21, 2018 at 2:48 pm in Personal Injury.

One of the most common questions we receive at the Law Office of Mike Campbell is how our attorney’s fees are handled. Personal injury attorneys handle fees differently than most other types of lawyers. This blog contains answers to some of the questions we receive about our fees and the costs of filing a personal injury claim at our firm.

Note: Keep in mind that this blog is written from the perspective of our attorneys. Other personal injury firms may handle fees differently than noted below.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice. Viewing does not constitute an attorney-client relationship. Prior case results do not guarantee a similar outcome.
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